Real Estate Foreclosure
If you risk losing your property due to foreclosure, we can help
Representing homeowners throughout North Georgia
Our assertive attorneys at Gentry, Smith, Dettmering, Morgan, Schnatmeier & Collins, LLP have more than 80 years of experience representing consumers who have accumulated unmanageable debts. For homeowners who risk losing their property in foreclosure, the stakes are high. Our goal is to develop debt relief solutions that reflect your financial circumstances and meet your asset preservation goals. If the bank has threatened or started proceedings, we lodge an aggressive defense to stop foreclosure on your property.
Innovative foreclosure defense strategies
During the real estate crash, foreclosures occurred at a rapid pace. In response, the state and U.S. legislatures passed laws aimed at stopping foreclosure in Georgia and across the nation. These statutes have curtailed the numbers of homes seized by lenders and introduced crucial defenses for homeowners, but they have not ended the crisis completely.
Our experienced attorneys employ innovative strategies to avoid foreclosure. We challenge unconscionable mortgage terms, often presented to vulnerable homebuyers who face heartbreaking consequences at the hands of unethical lenders. In some cases, we use the bank’s shoddy recordkeeping against them, making them produce the original mortgage and prove what the borrower owes. After we analyze your case, we design a plan of action to save your home. We then take the steps necessary to put these strategies into play.
Avoid foreclosure by filing for Chapter 13 bankruptcy
Chapter 13 presents an effective means of saving real estate from foreclosures in Marietta, GA. Under the U.S. Bankruptcy Code, banks are prohibited from foreclosure on property owned by a Chapter 13 petitioner. Homeowners are required to make mortgage payments and are typically given the chance to make mortgage payments that are in arrears. If in your best interest, our attorneys initiate bankruptcy proceedings to give you a much-needed reprieve. Our repayment plan proposal includes manageable terms that allow you to catch up on your delinquent payments.
Learn more about foreclosure defenses from our dedicated attorneys in Marietta, Georgia
Learn more about saving your home from foreclosure. Call Gentry, Smith, Dettmering, Morgan, Schnatmeier & Collins, LLP at 770.771.5097 or contact us online.